Are you prepared if you or a parent need long-term chronic care? Long- term care planning saves last minute decisions and protects assets.
Planning before the need for long-term care arises may increase your options. Long-term care may be covered by programs such as Medicaid or Social Security, and in New York State, one may purchase Long-term Care Insurance.
Depending on your current situation, assets, and marital status, your heirs may be able to keep all or most of your assets thereby protecting your legacy, while ensuring that you receive the care that your require.
The time to plan for long-term care is BEFORE you need long-term care. Ideally five years, as the Medicaid application for chronic care has a look-back period of 60 months, but even if you didn’t plan that far in advance, we can help.
Our consultations are free. Contact us today and avoid costly and time consuming issues later.
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